Ever thought about taking out insurance to guard against pet theft? It is probably something you think most people have never needed to worried about. But that is quickly starting to change.

Statistics reveal that pet theft has overtaken mobile phone and ipod robberies to become the most rapidly growing crime in the UK. Each year, there are 50,000 dogs which are snatched from their owners. Of those victims, 40,000 had pet insurance. This sort of insurance can offer help in various ways.

First of all, the insurance pays for the costs of advertising. It also pays for the costs of offering a reward. Then, when you find your dog, it will provide the financial assistance to get the animal back home. You can claim anything from

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Posted on July 2nd, 2008 by itbsuperrich
Filed under: pethealthinsurance.pet-insurance-zone.info | No Comments »

Are you one of the million of Britons famous the world over for being a pet owner and lover? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds.

Let’s look at two, not uncommon, scenarios that may happen to a pet owner in the UK:

Scenario 1:

You own a dog. The dog is out in the garden. The post comes to the house to deliver a letter. In the course of delivering the letter your dog bites the postman.

Scenario 2:

You own a horse. The horse is grazing in the field. The horse is startled, jumps the hedge and crashes into an oncoming car.

Do you know what would happen in both of these scenarios? Well, if you don’t already know, as you may recall from the recent famous case involving Princess Anne, in Scenario 1 you could be liable to pay damages under the Dangerous Dogs Act. Less well known, in Scenario 2 you could be liable to pay damages under a recent House of Lords interpretation to the Animal Act 1971. Either way, you’re paying.

How can you limit the liability you’ll suffer if either of these unfortunate events where to occur? Without some form of pet insurance policy you could not. As such, if you have a pet and want to save yourself from the prospect of having to pay out a potentially large amount of money in compensation damages to a third party - now is the time that you should be considering getting pet insurance.

Although pet insurance is unlikely to cover you for the full costs you that you may need to pay to both defend your self against a claim and also pay compensation if you lose, as there is likely to be a minimum excess payment and maximum cap payment, for a reasonable annual premium payment you can arrange to have cover that would pay a large portion of this amount.

At the end of the day, however, having pet insurance is like having any other type if insurance. Would you go out n the roads and drive your car without insuring yourself against an accident? Would you leave all your valuables at home without having any home contents insurance? Do you want to take the chance that you could be used for million in personal injury compensation without having paid a minimal amount in pet insurance?

Joseph Kenny writes for the Loans Store and offer more information on personal loans and other loan topics available on site.
Visit today: http://www.ukpersonalloanstore.co.uk/

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Posted on June 5th, 2008 by itbsuperrich
Filed under: pethealthinsurance.pet-insurance-zone.info | No Comments »

Pet health insurance typically covers vet’s fees related to accident, illness and injury. Some policies also cover losing a pet through theft or straying, recovery costs, accidental death, holiday cancellation and boarding fees. Current pet health insurance offerings are sufficiently broad-ranging to allow you to choose according to the requirements of your pet. As you may imagine, the cost of insurance depends upon the policy cover you choose.

Policy Scope

Cost is one of many criteria to be considered when choosing an insurance provider. Of equal importance are the benefits, policy cover, time limit of the policy and the experience of the insurance company. Almost 50% of UK pets require medical treatment at an average annual cost of

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Posted on June 2nd, 2008 by itbsuperrich
Filed under: pethealthinsurance.pet-insurance-zone.info | No Comments »