Let’s think about this for a minute: God did not design our animals to eat pre-packaged, kibble or pellet-like food. In the wild, dogs don’t tell each other, “Hey, I’m hungry, let’s go to the pet food store and grab us some lunch.” As if!

No, together, they go out and hunt down their food, then dig right in while it’s still warm. Sorry about the graphic image, but well, that’s nature for you! They also do not stoke up a campfire and sit around singing Kum Bi Ya while the meat gets cooked. Nope they just have at it in the natural raw form.

Now you might be thinking, “Yeah but that’s wild animals, not our sweet kitties and dogs.” Think again. They are and will always be carnivores. They need raw meat and bones to be healthy with a fully supported immune system. Also the raw, non-weight bearing bones such as the shoulders and backs give dogs and cats strong, clean white teeth eliminating the need for dentals done under anesthesia at a veterinarian’s office, something that is not only much riskier but much more expensive than feeding your dogs and cats what they were designed to eat: meat.

Your other pets such as horses, guinea pigs, birds and rabbits also need natural raw food in order to thrive. They do not forage for pellets, let me tell you. Many birds are omnivorous so they’ll eat fruits, veggies and meat. While our other furry and feathered friends need to eat fresh fruits and vegetables.

Kim Christopher states, “Proper diet is among the more important considerations in the health maintenance of your pet and essential in the management of many diseases. To feed correctly, a knowledge of dietary nutrients and their availability is important.”

And Dr. Russell Swift,”Carbohydrates are not needed by dogs(or cats). Carnivores cannot maintain long term production of the quantity of amylase enzyme necessary to properly digest and utilize the carbohydrates. In addition, the proteins in grains are less digestive than animal proteins. As a result, the immune system becomes irritated and weakened by the invasion of foreign, non-nutritive protein and carbohydrate particles.”

So just what do you think most packaged pet foods commonly know as premium kibble contain? Grains. Byproducts. Toxic preservatives.

The question would then arise, if pet food manufacturers know this (they must because they’re in business to know) why are these things added to our pet food and why are we told that these packaged foods are so good? Even our mainstream veterinarians are selling these foods to us.

Good questions. Part of the reason is because it’s cheaper to use grains and byproducts. Byproducts can be anything we’d normally throw out such as beaks, feathers, feet/hooves, euthanized animals, road kill, you name it. It all gets rendered and added into our packaged pet foods.

Oh but it gets better. These foods are then baked. Here is what Dr. Betty Lewis stated on her website, “What’s wrong with commercial foods? The number one item which makes commercial foods inappropriate for pets is that these foods are cooked. No one has ever reported seeing wild animals routinely barbecuing their meals! Raising the temperature of food above 118

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Posted on July 4th, 2008 by itbsuperrich
Filed under: pethealthinsurance.pet-insurance-zone.info | No Comments »

Dog Owners know that a pet soon becomes a much-loved family member. It would be terrible to have to place a cash value on your pet’s life. If you do not have adequate Insurance you could be faced with that heart-rending decision. Do you want that extra trauma if your dog is sick or injured?

Increased veterinary fees and expenses mean you could be faced with a bill for hundreds or even thousands when your pet becomes unwell. The costs rise and pet owners without insurance are forced to decide how much they will spend to keep their best friend alive. It makes sense to take out a pet insurance policy to avoid major unforeseen expenses.

Like any other family insurance, pet insurance helps you put a small sum away now to avoid a hefty unexpected bill. There is a wide range of cost and cover options so it is a good idea to shop around online to see what is available to you.

Do you need pet insurance?

The answer is a resounding yes: apart from covering vet fees, policies also include your legal liability as a pet owner. If your pet causes a road accident, damages property or bites or scratches someone, you will be covered and the company will appoint lawyers to deal with the claim.

At the stage of getting a pet, most owners do not think about the inevitable unforeseen expenses of illness or accident. Even if your pet lives indoors there are still dangers. They may sustain an injury in the home, drink or eat something poisonous to them, or swallow a toy. And they can still fall prey to an illness or disease specific to their breed. Of course if your pet goes outdoors the possibilities of injury or infection are higher. Unless you can afford to set aside at least $1000 to cover vet bills every year, you should find that pet insurance is the better budget option.

Like most types of policy, pet insurance is a tradeoff between cost and cover. The cost will increase with the scope of cover.

Policy Cover

Like most types of policy, pet insurance is a tradeoff between cost and cover. The cost will increase with the scope of cover. The pet owner can usually choose whether to take inclusive cover that pays for everything from routine checkups and vaccinations to accidents and chronic illnesses, or a lower cost policy for major treatment and emergencies only. In addition you can cut the cost of either option by paying an excess - a set sum is your responsibility then the policy picks up the balance up to the policy limit. Most plans place limits on annual, per-incident, per-illness or lifetime costs.

Be sure to ask whether the policy covers existing conditions and breed specific ailments, such as hip dysplasia. Your pet’s age also affects the cover available: according to the breed you could find some companies will not offer cover after the age of eight to ten years old.

Cost

Payment options for pet insurance include flat fees or excesses or deductibles and/or co-payments. Insurance premiums are affected by age, health and breed, as well as the type of animal. You normally need to settle the bill first and then claim from the insurer, so it is worth setting aside an emergency fund for this. Ask whether premiums increase with the age of your pet. If you have more than one pet you can usually get a multi policy discount.

Choose an insurer

Once you decide on your budget and the type of cover required, you can look for a policy to suit you.

When you approach pet insurance companies these are some ideas to help your research:

List your pet insurance priorities and check each one off in turn. Do your due diligence on the chosen insurance company. Read consumer and professional reviews, focusing on how long they have been established and how fast they settle claims. You should be able to look at a sample policy summary before you buy. Check the benefits, maximum payments and the time limit for making claims. If you have a question, put it in writing and get a written reply so you can refer to it in the event of a claim.

Keep a file of all papers relating to your pet, starting with the adoption or purchase and include receipts and insurance papers to keep track of expense and ensure you claim your entitlement.

Pet insurance is an unavoidable expense but attention now can give your best friend a longer and healthier life, and extend the enjoyment and love you get from your relationship.

Adrienne Davis publishes Kevin’s Doggie Tips with regular Dog Tips Updates. Get moneysaving tips for pet owners at http://dogs.homebusinessadvisers.com

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Posted on July 3rd, 2008 by itbsuperrich
Filed under: pethealthinsurance.pet-insurance-zone.info | No Comments »

Ever thought about taking out insurance to guard against pet theft? It is probably something you think most people have never needed to worried about. But that is quickly starting to change.

Statistics reveal that pet theft has overtaken mobile phone and ipod robberies to become the most rapidly growing crime in the UK. Each year, there are 50,000 dogs which are snatched from their owners. Of those victims, 40,000 had pet insurance. This sort of insurance can offer help in various ways.

First of all, the insurance pays for the costs of advertising. It also pays for the costs of offering a reward. Then, when you find your dog, it will provide the financial assistance to get the animal back home. You can claim anything from

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Posted on July 2nd, 2008 by itbsuperrich
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